PayPal Mpesa in Kenya

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Paypal mpesa is a money transfer service for PayPal and mpesa users that is provided by TransferTo with safaricom and PayPal.

All Kenyans with a PayPal account and at the same time are safaricom users are eligible for this service. With this service, you’ll be able to move to and from both PayPal and mpesa.

How to link PayPal Mpesa

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  1. Visit it’ll bring you to a new window that looks like this.
paypal mpesa

2. Click on get started to move to the next window. You’ll have to login with your login with your Kenyan PayPal account and agree to terms and conditions that will be prompted on a new window.

3.That done, you can now add an mpesa number of your choice provided that the registration details of the number match the details provided on your PayPal mpesa account.


A code will be sent to your Safaricom mpesa number. Enter this code when prompted to complete your PayPal mpesa registration.

How to top up your PayPal account from mpesa balance

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  1. After completing the registration, click Top Up.
  2. Enter the amount you would like to top up in USD and click Calculate to get the equivalent amount converted in KES. This is the KES amount you need to transfer from your M-PESA account. The exchange rate used will be displayed on the same page.
  3. Go to your M-PESA menu and select Lipa na M-PESA then the Pay Bill option.
  4. Enter Business Number 800088.
  5. Enter your phone number as the Account Number.
  6. Enter your M-PESA PIN and click Send.
  7. Use your newly topped up balance to easily and more securely shop online or send payments with PayPal.

Top Ups to your PayPal account will generally be processed in real time, but may take up to 4 hours. If your PayPal balance is not in USD, you will need to log in to your PayPal account to confirm the top up request.

How do I withdraw money from PayPal to my M-PESA account?

  1. After completing the registration, click Withdraw.
  2. Your available balance will be displayed. You will only be able to withdraw money up to the available USD balance shown in your PayPal account. If you hold a balance in your PayPal account in a different currency, please log in to your PayPal account at and convert the money into USD.
  3. Enter the amount you would like to withdraw from your PayPal account in USD.
  4. You will be redirected to a page showing the amount to be received in KES, the exchange rate used for the currency conversion, and the estimated transaction processing time.
  5. Confirm and complete the withdrawal of funds.

After you have confirmed the transaction, it takes between 2 hours to 3 calendar days to process a withdrawal from your PayPal account to your M-PESA account, depending on the transaction value. The estimated time will be presented to you before confirming the transaction.

Additional resources:

How to make money blogging in Kenya.

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